Division 03 / PCG Finance

Working capital and asset funding

Two funding lines for operating businesses. Invoice discounting releases cash tied up in your debtor book. Asset finance funds the equipment and vehicles the operation runs on. Alongside them, our capital raising and transaction advisory team takes mandates from strategy to close.

01

Two funding routes

Used separately or together, depending on where the cash is locked up.

Product 01

Invoice Discounting

Draw cash against invoices you have already issued, instead of waiting out 30, 60 or 90 day terms.

01Cash released against the debtor book02Confidential or selective facilities03Scales as your turnover grows
Invoice discounting
Product 02

Asset Finance

Fund vehicles, plant and equipment over their working life, or refinance assets you already own to release capital.

01Hire purchase02Finance lease03Refinance of owned assets
Asset finance
02

Why work with us

We come to funding from the operating side of the business, not the other way round.

01

Part of Poree Consulting Group

The same group that runs our consulting and technology divisions, with offices in Cyprus and South Africa.

02

Financial discipline in-house

MBAs and CFAs lead the work, so the facility is sized against how your business actually trades.

03

We know the operations

Logistics, manufacturing and distribution clients across the group — we understand the assets and the debtor cycles.

03

Capital raising & transaction advisory

From strategy to funding — independent advice, capital access, and full transaction execution.

We help institutions, development funds and enterprises turn capital strategy into executable, investable transactions. Our team leads the full lifecycle — from structuring and investor origination through negotiation and close.

Independent advice. Corporate-finance rigour. Practical access to capital. We build credible investment cases, take them to market, and drive them toward an investable close.

What sets us apart

01

Independent alignmentadvice aligned with each mandate and its commercial objectives.

02

Analytical disciplinerigorous modelling, valuation and transaction analysis that build a defensible investment case.

03

Capital accessa cultivated network spanning development, institutional, private and strategic capital.

04

Execution orientationcontinuity from mandate definition through preparation, engagement, negotiation and close.

Our services

01

Capital Raising Advisory

Equity, debt and structured capital — from funding strategy to close. Capital strategy, funding readiness, investor materials, capital-provider origination.

02

Development Finance & Blended Capital

Commercial and development capital structured around bankability and impact. DFI strategy, blended structures, development case, transformation alignment.

03

Transaction Advisory

Strategic and execution support for M&A, disposals, joint ventures and restructuring. Transaction design, valuation, partner and counterparty process, negotiation.

04

Financial Advisory, Modelling & Valuation

Institutional-grade analytics for investment and transaction decisions. Integrated models, valuation, returns analysis, debt capacity.

05

Due Diligence & Transaction Support

Disciplined process management through financial close. Data room, Q&A management, workstream coordination, issues & CP tracking.

Sector focus

01

Retail, infrastructure, property, mining, transport & logistics, agriculture & agri-processing

02

Development finance mandates combining commercial viability, institutional capital and measurable development outcomes

03

SMME & enterprise development — capital and transaction support that accelerates growth, transformation and productive capacity

Our finance advisor

Ronnie Mbatsane serves as our clients' finance advisor, bringing 20+ years of banking and executive leadership to every mandate.

Recent leadership

CEO/MD, SME Business — Absa Group

Managing Director — Absa Bank KwaZulu-Natal

Director, Business Banking — Mpumalanga Province

Governance & ecosystem

Former board member — Absa Insurance Financial Advisory

Deputy Chairman — G20 Startup20

Committee experience: Credit Risk Committee, ERC, Product, OpCo, Group Business Bank ExCo

Past experience

Managing Director, Retail & Business Banking — Absa

Provincial Head — Standard Bank

Executive Head, Business Development — Tracker

04 / Enquiry

Get a quote

One form for both products. Tell us which line you are interested in and a specialist will come back to you.